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Price Table
Basic
Retirement Plan
$250month
Protection Against Flood Damage
Property insurance policies usually exclude coverage for flood damage.
Businesses should find out from their local government office or commercial
bank whether their business is located in a flood zone and whether their location has been flooded in the past. Flood insurance is available through the federal government’s National Flood Insurance Program (www.FloodSmart.gov),
which is serviced by private carriers, and from a few specialty insurers.
Property insurance policies usually exclude coverage for flood damage.
Businesses should find out from their local government office or commercial
bank whether their business is located in a flood zone and whether their location has been flooded in the past. Flood insurance is available through the federal government’s National Flood Insurance Program (www.FloodSmart.gov),
which is serviced by private carriers, and from a few specialty insurers.
Standard
Retirement Plan
$370month
Protection Against Earthquake Damage
Coverage for earthquake damage is excluded in most property insurance policies, including businessowners package policies. Businesses in an earthquakeprone area will need a special earthquake insurance policy or commercial property earthquake endorsement.
Coverage for earthquake damage is excluded in most property insurance policies, including businessowners package policies. Businesses in an earthquakeprone area will need a special earthquake insurance policy or commercial property earthquake endorsement.
Premium
Retirement Plan
$639month
Protection Against Terrorist Attack Losses
Under the Terrorism Risk Insurance Act of 2002 and its extensions, only businesses that purchase optional terrorism coverage are covered for losses arising
from terrorist acts. The exception is workers compensation, which covers workrelated injuries and deaths including those due to acts of terrorism.
Under the Terrorism Risk Insurance Act of 2002 and its extensions, only businesses that purchase optional terrorism coverage are covered for losses arising
from terrorist acts. The exception is workers compensation, which covers workrelated injuries and deaths including those due to acts of terrorism.
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